ABSTRACT
Munadia, Analysis of the Health Assessment of PT Bank Rakyat Indonesia (Persero) Tbk. Based on Bank Indonesia Regulation No. 13/1/ PBI/2011 (supervised by Bahri and Fatmawati).
PT Bank Rakyat Indonesia (Persero) Tbk. was instrumental in the economic development of Indonesia that are required to have a very high level of health. This study aims to identify and assess the health level of PT Bank Rakyat Indonesia (Persero) Tbk. Based on Bank Indonesia Regulation No.13/1/PBI/ 2011. Issues that were examined in this study is how the health level of PT Bank Rakyat Indonesia (Persero) Tbk. 2011-2013.
This study sampled at PT Bank Rakyat Indonesia (Persero) Tbk. using data for three years from 2011-2013. Assess the health of banks using the ratio approach Risk-Based Bank Rating with RGEC method based on aspects of risk profile, good corporate governance, earnings and capital. Aspects risk profile include non-performing loan (NPL), aspects of Good Corporate Governance (GCG), earning aspects include Return on Assets (ROA), and aspects of capital include the Capital Adequacy Ratio (CAR).
The results of this study show that in 2011-2013 the health level PT Bank Rakyat Indonesia Tbk. bank categorized as "HIGHLY HEALTHY", so considered to be able to deal with a significant negative effect of changes in business conditions and other external factors.